Commercial Directors & Officers Insurance

At BMS, our team has vast experience working with Directors and Officers. We are perfectly placed to guide you through the risks and provide advice on the cover best aligned to your specific circumstances.

The regulatory environment for Directors and Officers is active and complex. This is especially the case for publicly listed companies, where the risk of a shareholder class action can have a significant impact on a company’s balance sheet.

What many are not aware of, is that this risk can be extended to individuals. This means that irrespective of whether your role is full-time, part-time or even in a non-executive capacity, you can be held personally liable for business decisions that have otherwise been made in good faith.

Furthermore, even where allegations are unfounded, you will be exposed to the cost of mounting a defence.

D&O policies can be designed for both private companies and/or public companies. They are typically split into three coverage sections:

Side A: Individual asset protection

Side B: Entity Reimbursement

Side C: Entity Securities Coverage

Directors and Officers Liability insurance is not something that can be easily dismissed. BMS can provide a full personal assessment of your needs and support you with advice on those key areas of risk that you should consider.

Morrison Dominic

Dominic Morrison

Director – Specialty Risks

M: +65 9780 0619
More Info / Email Me

Hooker Toby

Toby Hooker

Broker – Specialty Risks

M: +852 9072 3777
More Info / Email Me

Hong Kong

4/F, Lee Garden Three,
1 Sunning Road,
Causeway Bay, Hong Kong


138 Market Street #05-01,
Singapore 048946

T: +65 9384 6484