Asia

Title Insurance

Title Insurance can provide protection for a wide range of title problems both in the context of asset related or corporate related risk structures. It can also help in removing obstacles when it comes to raising finance or lending.

In relation to real estate matters, Title Insurance can help overcome challenges to legal title, boundary issues, incapacity of prior owners, restrictive covenants, chancel repair liability, rights to light and missing searches. Furthermore, in the context of corporate structures, Title Insurance can also provide coverage for title to shares and missing share certificates.

In general, there are two main types of policy:

i) Title to Property

A Title to Property policy covers a challenge to legal title of the property including:

  • mortgage fraud
  • boundary issues
  • sellers’ misrepresentation
  • incapacity of prior owners

ii) Title to Shares

A Title to Shares policy covers a challenge to legal title to the shares including:

  • beneficial ownership
  • sellers’ incapacity
  • defective documents

In relation to real estate assets, policies can also be arranged to include cover for identified issues including:

  • restrictive covenants
  • chancel repair liability
  • rights to light
  • missing searches

Coverage and important points to note

The insured will be the owner, a buyer, a lender or financing institution / bank. They can also protect any entity with an interest in the underlying assets, often including successors in title.

The policy period can survive duration of ownership and can be assigned to future buyers or successors in title.

Purchasers of Title Insurance often buy up to the full purchase price value of the business / asset / property to ensure the most comprehensive cover is afforded.

The one-off policy premium is calculated as a percentage of the policy limit and the rate will be determined based on factors such as location of the assets and nature of the risk. Premium rates are typically very competitive.

Process

Title Insurance policies can be put into place quickly and efficiently due to the nature of the underlying risk and the expertise in the market. Title policies can be issued as standalone policies or certain elements can be accommodated into a Warranty and Indemnity (W&I) process to ensure the most effective solution is placed.

Lee Sandra

Sandra Lee

CEO, Asia

M: +852 9255-7088
More Info / Email Me

De Lange Martijn

Martijn de Lange

Managing Director

M: +852 9772-9951
More Info / Email Me

Wong Aris

Aris Wong

Managing Director

T: +65 6230-7987
M: +65 8321-6236
More Info / Email Me

Xi Jessica 1200x1200

Jessica Xi

Senior Associate

T: +852 3579 5490
More Info / Email Me

Heng Ryan 1200x1200

Ryan Heng

Senior Associate

T: +65 8792 6334
More Info / Email Me

Yongtak Lee

Yongtak Lee

CEO & Managing Director

T: +82 2-723-1800
M: +82 10-3110-2807
More Info / Email Me

Kim Tamara

Tamara Kim

Chief Legal Officer & Senior Director

M: +82 10-7365-4628
More Info / Email Me

Kim Kaylee 1200x1200

Kaylee Kim

Manager

M: +82 10-7106-1709
More Info / Email Me

Singapore

138 Market Street #05-01,
CapitaGreen,
Singapore 048946

T: +65 6230-7980

Hong Kong

4/F, Lee Garden Three,
1 Sunning Road,
Causeway Bay, Hong Kong

Seoul

#1908 19Fl., S Tower Bldg.,
82 Saemunan-ro, Jongno-gu,
Seoul, South Korea

T: +82 2-723-1800

Pawar Tan

Tan Pawar

Head of Private Equity and M&A

T: +44 (0)20-7480-0264
M: +44 (0)7341-133-007
More Info / Email Me

Andrews Dean

Dean Andrews

Head of Tax Liability Insurance

T: +44 (0)20-7480-0308
M: +44 (0)7876-815-643
More Info / Email Me

Wallace Sophie

Sophie Wallace

Divisional Director

T: +44 (0)20-7480-0378
M: +44 (0)7824-605-613
More Info / Email Me

Leitch Harry

Harry Leitch

Director, Head of Deal Origination

T: +44 (0)20-7480-0346
M: +44 (0)7770-990-368
More Info / Email Me

Kemp Simon

Simon Kemp

Group General Counsel

T: +44 (0)20-7480-7288
M: +44 (0)7825-844-988
More Info / Email Me

Christie Marcus

Marcus Christie

M&A Insurance Analyst

T: +44 (0)20-7374-5937
M: +44 (0)7826-532-908
More Info / Email Me

Simon stephan

Stephan Simon

Head of W&I Insurance – UK

M: +44(0)7785-720-944
More Info / Email Me

UK

One America Square
London EC3N 2LS
United Kingdom

T: +44 (0)20-7480-7288

Stone Jason

Jason Stone

Managing Director – Canada

M: +1 416-845-4572
More Info / Email Me

Allen logan

Logan Allen

Associate

M: +1 416-722-8171
More Info / Email Me

Godden Andrew

Andrew Godden

Chief Executive Officer - Australia

T: +61 (2) 9165-3502
M: +61 (0) 432-805-729
Email Me

Sydney

Level 3,
222 Clarence Street,
Sydney NSW 2000

T: +61 (2) 9165-3500

Claro Fernando

Fernando Claro

Chief Executive Officer, Iberia

T: +34 91-419-76-30
Email Me

Madrid

c/ Serrano, 240. Planta 5
28016 Madrid

T: +34 91-419-76-40

Astorqui Jose

Jose H. Astorqui

CCO, Latin America & Caribbean

T: +1 786-581-1899
Email Me

Miami (US)

800 Brickell Avenue
Suite 350, Miami, Florida 33131

T: +1 786-581-1896